ssimple.
Bank-owned · AI-driven · Global

The bank-owned AI driven network for global payments

One orchestration layer that routes, validates, and settles cross-border transfers in real time — so your clients move money across 195 countries with the confidence of a domestic rails experience.

195
Countries
50
Currencies
80–90%
Below wire pricing
place-transfer.sh
# orchestrate a cross-border transfer
POST /currency/place
{
"sender": "us-bank",
"receiver": "bank-of-china",
"amount": 12500.00,
"from": "USD", "to": "RMB",
"route": "ai-optimized"
}
201 Created · settled in 3.2s

Live transfer flow

Send USD, receive RMB — routed in hours, not days.

Settled
Sender
US Bank
$12,500.00 USD
→
Receiver
Bank of China
¥89,420.00 RMB

Built for the way banks move money

◈

User visibility & controls

Every hop, fee, and FX rate exposed in real time. Senders see exactly where money is.

◎

Global reach

195 countries and 50 currencies on a single, bank-owned rail — no correspondent sprawl.

◷

Predictable transfers

Hours vs days to reach APAC, EU, and the US. Deterministic SLAs your clients can plan around.

✓

Pre-validated data

Beneficiary and compliance checks run before settlement, cutting reversals and rework.

Pricing
80–90% less than standard wire & SWIFT pricing

Transparent per-transfer fees with no hidden correspondent markup. Scale volume without scaling cost.

Open the dashboard

From the network

FAQ
07.26Gateway for banks launched — offer FX options to your users without being the provider
06.26Onboarding funnel rolled out — move fiat into digital for FX and payment transfers
05.26Foreign nationals can now send US bank-to-bank transfers via simple.

Talk to the network team

We work directly with banks and business senders building cross-border flows.

Book a call
New York
57 West 57th Street, New York, NY
Latin America
São Paulo · Buenos Aires